Have you ever wondered if it is possible to remove a bankruptcy? How do you remove a bankruptcy? I have contemplated these questions myself as I filed for chapter 7 bankruptcy about 8 years ago. As you may know, a chapter 7 stays on the credit report for 10 years - an entire decade! In the past 8 years, I feel I have more than learned my lesson financially and I am ready to move on - except my credit report isn't ready. That bankruptcy is still on there right at the top where everyone and every bank can see it! It is demoralizing when I have completely gotten back on my feet and completely recovered from the bankruptcy only to be stopped from moving forward in my investing endeavors because of something that happened to me 8 years ago. How can I get a bankruptcy off my credit report? Do I absolutely have to wait 10 years for it to drop off? Removing a bankruptcy from a credit report is probably harder than it seems, so let's investigate.I have had to dig long and hard to find out if this is possible. I have researched until I am blue in the face. I have done online research, asked friends and colleagues who have filed bankruptcy, read some books at the library... I have done everything I possibly could. Next, I resorted to paying to find out information. I paid for countless programs that claim to repair my credit - all to no avail. Mostly, I got ripped off. Some of them got a few minor inquiries or late payments off and nothing more. All of them so far have been a total waste of money. Worst of all, the bankruptcy still has not been removed.
I plan to continue trying out promising credit repair programs to see what happens. I am pretty sure they won't get the bankruptcy deleted, but I still have a glimmer of hope inside me! I am probably wasting my money, but that's beside the point! I want to honestly know if it is possible to remove a bankruptcy. I know, the mystery still remains, but I plan to find out for sure! Stay tuned to my blog to find out what I find out about how to delete a bankruptcy from a credit report. I think it is a good topic to investigate, whether or not it is possible to remove a bankruptcy, so I will not stop until I find out the truth! Bear with me here and I will get you the information ASAP!
